B.J. McAndrews


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BJ is the CEO and Co-Founder of Flyp. 

BJ has spent 27 years in banking, finance and capital markets. In 2002 he moved from New York to

Charlotte, NC to work for Wells Fargo and help build and manage their Asset Backed Finance Sales and Trading operation, helping to build it into a $500MM revenue business. 

In early 2019 BJ read several reports about the vast inequalities that existed in finance and especially affected those in the Southeast, United States. He dug into the data and realized there was a huge opportunity to leverage the latest technological innovations to close some of these inequality gaps by building a completely new way to bank. 

BJ resigned from Wells Fargo in late 2019 and founded Flyp in January 2020. Flyp is a consumer technology company that offers a modern, mobile, social FUN way to bank with no hidden fees. Flyp’s cost structure is far lower than a big bank and the savings are passed onto the consumer in the form of no fee overdraft protection, a unique gamified rewards program that offers up to 110% cash back on purchases, 2-day early access to your paycheck, an interactive financial literacy channel, peer to peer sharing of social capital and eventually a full spectrum of loan products. The Flyp team is finishing the build-out and will launch later in 2021.

BJ loves spending time with his wife and three kids. He is a private investor, small business owner, and on the Board of numerous Charlotte based charities. He loves doing Crossfit, climbing mountains, skiing and attempting to play guitar.

Sign up at www.weflyp.com to be part of the solution.

Flyp is a consumer technology company that offers a modern, mobile, social, FUN way to bank with extremely low fees. It will be the first social network for finance where you can handle all your banking needs, have access to the world’s coolest and most fun rewards program, learn about financial education from your peers, and much more. Flyp will launch in 4Q21 - Sign up at www.weflyp.com to be part of the solution.


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